After all the debate and political jockeying, the health care reform law – also known as the Affordable Care Act and Obamacare – will roll out in just a few months beginning on
January 1st, 2014.
Some aspects of the health reform law have already occurred. Open enrollment for the special health insurance exchanges, or marketplaces, provided by the government will begin this October, while individuals who do not have health insurance coverage will be required to obtain coverage by the end of this year.
If you are an employer, chances are that you are very familiar with what is known as the workers’ compensation system here in Georgia as well as the rest of the United States.
However, if you are a start-up business or an established business that has never incurred a workers’ comp claim, you may not really understand much about this state-mandated program – except when it’s time to pay the insurance premiums.
Mark Alexander is a partner and trial attorney with Stewart Melvin & Frost – one of Northeast Georgia’s oldest and largest law firms. Based upon his work with numerous victims of tragic accidents through the years, Mark has developed a crisis tool kit, called a Crisis Navigation Guide, that provides advice on important personal and legal steps in the aftermath of a crisis....read more
The long-running collapse of the U.S. housing market – which dates back to2006 – represents the largest drop in home values since the Great Depression. However, there now appears to be signs of hope that housing across the United States is finally beginning to emerge from the recessionary doldrums. This is good news for the economy. In fact, many economists believe that while the housing crisis contributed heavily to the Great Recession, a re-emerging housing market also will help lead us out....read more
Mark Alexander, a partner and trial attorney with Stewart Melvin & Frost, has developed expertise in Crisis Navigation. It’s a special role that he plays in helping families navigate through difficult times resulting from a serious injury or death. Using his two decades of experience, Mark has developed a crisis tool kit, called a Crisis Navigation Guide that provides important personal and legal steps to take in the aftermath of a crisis....read more
Faced with a personal or family tragedy, what would you do? Where would you turn for help?
The old saying goes that when two parents are divorcing, they are splitting from each other, not their children. Lydia Sartain, a legal expert in divorce and family law, can attest to the importance of this very basic tenet....read more
Legal representation in divorce cases can be a very difficult job, particularly when children are involved and emotions run high. But sometimes, the tax and finance issues in a divorce case can be too daunting and overwhelming for even the best divorce attorneys to handle on their own. In those instances, it may be necessary to draw upon the resources of a diverse team of legal specialists....read more
Are we seeing a decline in the traditional reverse mortgage? This once-popular retirement “lifeline” has been falling out of favor in recent years, particularly in the wake of the recession and plummeting housing prices. What does the future hold for this often-controversial loan program?
The banking industry has seen enormous changes in the wake of the housing crisis. In 2010, Congress passed the Dodd-Frank Wall Street Reform & Consumer Protection Act to end the improper lending practices that caused so many Americans to lose their homes to foreclosure. Now, additional mortgage rules were recently announced that will further strengthen and define the Dodd-Frank regulations....read more
The age of e-mails and smartphones has changed the way divorced couples communicate after the break-up and it’s often for the better, particularly when children are involved.
A new Georgia law that went into effect in July 2012 has changed the way jury pools are created. The pool of citizens eligible for jury duty, which once was tied to registered voter lists, has been greatly expanded to include the state's entire driver's license database.
Every driver should have car insurance, and wants to be protected. But from what? One of the most important sections of any auto policy is something called Uninsured Motorist Insurance.
One clear sign of the down economy in recent years has been the sharp rise in debt collection cases in which creditors, typically employing a lawyer or a collection agency, seek all or a portion of what they are owed by a debtor.
Losing a loved one is never easy. Emotional needs must be met. Immediate family matters must be attended to. Funeral or memorial service arrangements must be made. But at some point fairly soon after death certain practical steps need to be taken....read more