A common issue between unmarried, divorcing or separated parents is the cost of child support. No matter what the calculation method, many parents find themselves in a situation where they must pay more than they think they can afford for child support to the other parent....read more
ith the New Year comes new protection for consumers seeking mortgages. On Jan. 10, the Consumer Financial Protection Bureau began requiring lenders to make sure borrowers can afford to repay loans based on their income, debt and credit history....read more
Collecting debt is uncomfortable reality for small businesses and individuals. Small business owners can have customers who are several months past due on a bill. Sometimes individuals loan money to others and have trouble securing repayment. Either way, it’s your money and you want to be repaid. There are steps to take before enlisting an attorney’s help.
With the housing market picking back up in Georgia, many consumers are going through the mortgage closing process on their first or new home. With such a significant investment and financial decision, it’s important to understand what the many different costs actually represent.
Most people know that they should have a will, but put off creating one. It’s natural to put off things you don’t want to deal with. A recent study shows that what we think about having a will does not connect with actually having one. While 60 percent of those surveyed said they believe all adults should have a will, only 44 percent said they have one. What people don’t realize is how difficult we make for our family if we pass away without a will....read more
A study released by the CDC claims that nearly one in four births is the child of an unmarried couple. That number has nearly doubled since 2002, and tripled since 1985. In many cases, the unmarried couple does not remain together, and a young man can be left wondering what his rights to his child are. Unfortunately for the male, the answer is all too often “none.”...read more
During the past several years of the economic recession, many desperate homeowners turned to what is known as a “reverse mortgage” to draw emergency cash out of their homes. Now, in an effort to reshape the reverse mortgage program back to its original purpose, the federal government has announced new restrictions....read more
Stewart Melvin & Frost attorney Steve Cornelison recently discussed the impact of the new Healthcare Reform law on employers – both small and large. In part II of the Q&A, we will shift our focus to individuals and address some of the most common questions on this....read more
After all the debate and political jockeying, the health care reform law – also known as the Affordable Care Act and Obamacare – will roll out in just a few months beginning on
January 1st, 2014.
Some aspects of the health reform law have already occurred. Open enrollment for the special health insurance exchanges, or marketplaces, provided by the government will begin this October, while individuals who do not have health insurance coverage will be required to obtain coverage by the end of this year.
Gainesville native Ronny Hulsey has joined Stewart Melvin & Frost as an attorney in the firm’s workers’ compensation defense litigation division....read more
If you are an employer, chances are that you are very familiar with what is known as the workers’ compensation system here in Georgia as well as the rest of the United States.
However, if you are a start-up business or an established business that has never incurred a workers’ comp claim, you may not really understand much about this state-mandated program – except when it’s time to pay the insurance premiums.
Mark Alexander is a partner and trial attorney with Stewart Melvin & Frost – one of Northeast Georgia’s oldest and largest law firms. Based upon his work with numerous victims of tragic accidents through the years, Mark has developed a crisis tool kit, called a Crisis Navigation Guide, that provides advice on important personal and legal steps in the aftermath of a crisis....read more
The long-running collapse of the U.S. housing market – which dates back to2006 – represents the largest drop in home values since the Great Depression. However, there now appears to be signs of hope that housing across the United States is finally beginning to emerge from the recessionary doldrums. This is good news for the economy. In fact, many economists believe that while the housing crisis contributed heavily to the Great Recession, a re-emerging housing market also will help lead us out....read more
Mark Alexander, a partner and trial attorney with Stewart Melvin & Frost, has developed expertise in Crisis Navigation. It’s a special role that he plays in helping families navigate through difficult times resulting from a serious injury or death. Using his two decades of experience, Mark has developed a crisis tool kit, called a Crisis Navigation Guide that provides important personal and legal steps to take in the aftermath of a crisis....read more
Stewart Melvin & Frost took part in the statewide Georgia Legal Food Frenzy which collected food and monetary donations for food banks.