News

A common issue between unmarried, divorcing or separated parents is the cost of child support.  No matter what the calculation method, many parents find themselves in a situation where they must pay more than they think they can afford for child support to the other parent. 

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Published Monday, February 10, 2014

ith the New Year comes new protection for consumers seeking mortgages. On Jan. 10, the Consumer Financial Protection Bureau began requiring lenders to make sure borrowers can afford to repay loans based on their income, debt and credit history.

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Published Monday, January 13, 2014

Collecting debt is uncomfortable reality for small businesses and individuals. Small business owners can have customers who are several months past due on a bill. Sometimes individuals loan money to others and have trouble securing repayment. Either way, it’s your money and you want to be repaid. There are steps to take before enlisting an attorney’s help. 

 

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Published Monday, December 30, 2013

With the housing market picking back up in Georgia, many consumers are going through the mortgage closing process on their first or new home. With such a significant investment and financial decision, it’s important to understand what the many different costs actually represent.

 

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Published Monday, December 2, 2013

In previous Legal Briefs, we have discussed the importance of estate planning, why you need a will, and what happens if a person dies without a will. Now we will take a look at the probate process – which is the legal process that happens after someone dies.

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Published Monday, November 18, 2013

Most people know that they should have a will, but put off creating one. It’s natural to put off things you don’t want to deal with. A recent study shows that what we think about having a will does not connect with actually having one. While 60 percent of those surveyed said they believe all adults should have a will, only 44 percent said they have one. What people don’t realize is how difficult we make for our family if we pass away without a will.

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Published Monday, November 4, 2013

A study released by the CDC claims that nearly one in four births is the child of an unmarried couple. That number has nearly doubled since 2002, and tripled since 1985. In many cases, the unmarried couple does not remain together, and a young man can be left wondering what his rights to his child are. Unfortunately for the male, the answer is all too often “none.” 

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Published Monday, October 21, 2013

Most people associate estate planning with the wealthy – the seamless passing of assets from one generation to another. But estate planning is not just for the affluent. Everyone – regardless of age or wealth – can benefit from an estate plan because estate planning is not just about money.

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Published Monday, October 7, 2013
by Alyson Graham

During the past several years of the economic recession, many desperate homeowners turned to what is known as a “reverse mortgage” to draw emergency cash out of their homes. Now, in an effort to reshape the reverse mortgage program back to its original purpose, the federal government has announced new restrictions.

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Published Monday, September 23, 2013

Stewart Melvin & Frost attorney Steve Cornelison recently discussed the impact of the new Healthcare Reform law on employers – both small and large. In part II of the Q&A, we will shift our focus to individuals and address some of the most common questions on this.

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Published Monday, September 9, 2013

After all the debate and political jockeying, the health care reform law – also known as the Affordable Care Act and Obamacare – will roll out in just a few months beginning on 

January 1st, 2014. 

 

Some aspects of the health reform law have already occurred. Open enrollment for the special health insurance exchanges, or marketplaces, provided by the government will begin this October, while individuals who do not have health insurance coverage will be required to obtain coverage by the end of this year.

 

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Published Monday, August 26, 2013

Gainesville native Ronny Hulsey has joined Stewart Melvin & Frost as an attorney in the firm’s workers’ compensation defense litigation division.

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Published Monday, August 26, 2013

If you are an employer, chances are that you are very familiar with what is known as the workers’ compensation system here in Georgia as well as the rest of the United States. 

 

However, if you are a start-up business or an established business that has never incurred a workers’ comp claim, you may not really understand much about this state-mandated program – except when it’s time to pay the insurance premiums. 

 

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Published Monday, August 12, 2013

Annually we spend billions of dollars on items we never touch. Whether its music, e-books or movies, these digital files only exist on our smart phones, tablets and computers. Many of us have quite a collection of our favorite songs, books and movies. 

 

Digital assets sometimes have the same monetary and sentimental value as jewelry or furniture. While it is convenient to have them digitally and not collecting dust on a bookcase, do we really own them and who has ownership of them when we pass away?

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Published Monday, July 29, 2013

Mark Alexander is a partner and trial attorney with Stewart Melvin & Frost – one of Northeast Georgia’s oldest and largest law firms. Based upon his work with numerous victims of tragic accidents through the years, Mark has developed a crisis tool kit, called a Crisis Navigation Guide, that provides advice on important personal and legal steps in the aftermath of a crisis.         

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Published Monday, July 1, 2013